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Most states have usury laws which limit a yearly rate to 30% or under on most loans. Currently Pay Day stores slip by by stating that loans are repaid in two weeks so no violation has occurred and that they are providing a much needed service to somebody that has no where else to go.
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Once a suitable pay day loan has become obtained, the individual will not be supposed to repay the loan before arrival of his or her next pay check. Normally, the repayment period is based on a weekly pay period, but sometimes payday loan are offered with extended repayment periods too.
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